Mark Albinson
Firm Principal
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Mark Albinson began his career at a leading UK bank offering financial planning to high net worth individuals and has been in the financial services industry since 2004.
In 2010 Mark founded Cottons and grew the business into a well-established firm in the north west. He brings a great knowledge of retirement and investment planning along with Inheritance Tax planning.
Matt Wain
Financial Adviser
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After studying at the University of Manchester, Matt began his career at a leading UK Investment Platform where he went on to become a Team Leader in the Investment Operations Division. During this time Matt gained invaluable experience, dealing with retail customers, financial advisors, investment managers and market makers, as well as completing the Chartered Institute for Securities & Investment’s Investment Operation Certificate.
A passion for delivering excellent customer service and achieving the best possible outcome for clients is at the heart of all of Matt’s work. Matt provides financial planning and wealth management solutions to individuals, families, and business owners.
Core areas of planning include:
• Mortgage advice..
• Retirement planning.
• Tax efficient investment planning.
• Protection (personal and business).
• Intergenerational planning.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Outside of work, Matt likes to keep fit and is a keen F1 fan. Despite living in Manchester, Matt is an avid Crystal Palace FC fan who will regularly attend matches.
Ryan Goulding
Financial Adviser
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Ryan holds the Level 4 DipFA from The London Institute of Banking & Finance and achieved a Bachelor’s Degree in Economics from the University of Leeds.
As a dedicated Financial Adviser, Ryan is committed to upholding the highest standards of professional qualifications and ethical conduct. With a passion for helping busy professionals protect and enhance their wealth, he brings a wealth of expertise to the practice.
Ryan focuses on the ‘why’ of financial planning:
– Providing peace of mind amidst life’s uncertainties.
– Empowering individuals to live the life they envision.
– Creating a legacy that lasts for generations.
Ryan Goulding “My mission is simple: to provide clients with financial peace of mind. Through bespoke wealth management, I work closely with each client, understanding their aspirations and guiding them towards their goals”.
Judy WM Tsang
Paraplanner
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Judy has worked within the Financial Services sector for over 15 years.
Judy works as a Paraplanner supporting the Financial Advisers at Cottons and providing holistic reports and administration services for our clients.
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ABOUT US
This website is intended for investors over 18 years of age who are resident in the UK only. The website and the information contained there in should not be regarded as an offer or solicitation to conduct investment business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide as well as possible areas of clients' financial planning needs. We hope they are helpful to you but they do not, on their own, add up to proper investment advice and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. They are not detailed or comprehensive enough to enable you to make an informed decision which is tailored to your circumstances and needs. Please contact us now for bespoke advice.
Cottons Financial Planning Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's Wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The St. James's Place Partnership' and titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives. Cottons Financial Planning Limited is a company Registered in England and Wales No. 09061188. Registered Office: Unit 2 Digital Park, Pacific Way, Salford Quays, Manchester, M50 1DR.
SJP Approved 18/12/2024
