Terms & Conditions: The contents of this website have been issued by Cottons Financial Planning Ltd. in order to promote its services. Nothing on this website should be construed as an offer, invitation or recommendation to buy or sell, or any solicitation of any offer to purchase or subscribe for, any shares in any company nor shall any part of this website form the basis of, or be relied on in connection with, any contract therefore.

No representation or warranty, express or implied, is given by or on behalf of Cottons Financial Planning Ltd. or any other persons to the accuracy and fairness of the information or opinions contained herein and no liability is accepted for any such information or opinions.

Cottons Financial Planning Ltd. is an appointed representative of and represents only St. James’s Place Wealth Management plc, St. James’s Place House, 1 Tetbury Road, Cirencester, GL7 1FP which is authorised and regulated by the Financial Conduct Authority (FCA).

St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group’s website