Private Clients

Pre-Retirement planning

We will show you all the different ways to save for retirement. By asking the right questions about your future, you’ll begin to see more clearly how to maximise your potential retirement fund.

Inheritance tax planning

We will help you plan for any inheritance tax liability and show you how the assets that you have built up during your lifetime can be passed on to your family.

Post-Retirement planning

We will help you explore the various ways to use your pension fund in order to provide you with an income in the future.

Tax-efficient Investing

Whether you are looking for growth or income, we will help you build a series of tax-efficient investments.

Protection planning

We will explain how we can help to make sure you and your family are taken care of financially should the worst happen.

Care planning

We will help you look after yourself with medical care now and long-term care in the future.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs depends on individual circumstances.