How can I invest for my children?

27 April 2023 At a glance They say you can’t put a price on family, but just how much does it cost to raise a child? Raising a child from birth to 18 in 2022, including household and childcare costs, stood at £157,562 for a couple and £208,735 for a lone parent1. With the general [read more]

SJP 2023 Budget Analysis: A Budget for Growth

15 March 2023 In the days leading up to the Budget, the general expectation was that the primary focus of the Chancellor would be on encouraging long-term sustainable growth and continuing economic support for those that needed it, especially in relation to energy costs, while maintaining financial stability. There were many solid rumours in the [read more]

Passing on your wealth to charitable causes

At a glance We can help you to realise the tax benefits of philanthropy and charitable giving, and talk you through the options available to you. For many people, passing on the wealth they’ve built over a lifetime to their children or grandchildren is an important long-term financial goal. There are other ways to have [read more]

Making the most of your ISAs before tax-year end

At a glance Taking stock of your ISA investments  As the tax year comes to a close, and you’re checking that you’ve made the most of all your tax-free annual allowances, it’s a perfect time to review whether you’re still getting value for money from your Cash ISAs. This year, interest rates have risen significantly [read more]

Using your allowances to lay the foundations for your financial future 

At a glance: This year more than ever, making the most of your 2022/23 annual allowances and tax reliefs before tax-year end is one of the most practical steps you can take to tackle those tax rises, and bring your tax bill down. No matter what your personal circumstances are, this cost-of-living crisis is beginning [read more]

The cost of a comfortable retirement

The Retirement Living Standards explain exactly what a happy and enjoyable retirement will cost you. We now have more information, more choices, and more responsibility for our retirement savings. But will the future we want be the future we are able to get? The Retirement Living Standards, launched by the Pensions and Lifetime Savings Association [read more]